Bank Account Opening

Opening a Bank Account in Poland for Ukrainians

There is no unified procedure for opening a bank account for foreigners in Poland. Conditions may vary depending on the chosen bank, the person’s tax residency status, and whether they are from an EU country or outside it.

Special attention should be paid to Ukrainian citizens, as some financial institutions offer simplified procedures for them. For example, opening an account at the Polish bank Millennium for Ukrainians requires only a Ukrainian passport.

How to Open a Bank Account in Poland?

1. Choose a bank. Research banks, pay attention to their service features and customer reviews.
2. Prepare the required documents. The list is provided below.
3. Visit the bank, fill out the application form, and provide the documents for verification.
4. Choose additional services: consider internet banking, credit cards, and other offers.
5. Sign the agreement: read all terms carefully before signing.
6. Receive internet banking details; the card is usually sent to the provided address.
7. Activate the card via ATM or online banking.

What Is Needed to Open a Bank Account in Poland: List of Documents

A foreigner must provide the following documents and meet these conditions to open a bank account in Poland:

• A valid foreign passport (valid for more than 2 months).
• An active Polish mobile phone number.
• PESEL or PESEL UKR number.
• Proof of residence in Poland.
• Employment contract or residence card (karta pobytu).

For opening a company account, the following are required:

• An extract from KRS containing the company’s basic information.
• The company’s articles of association.
• PESEL numbers and phone contacts of the company’s founders.

Opening a Bank Account in Poland Remotely

Opening a bank account in Poland online is possible for those already living in the country. Many financial institutions offer online forms and courier delivery of the card. For foreigners, an in-person visit to the bank is usually required. Alternatively, our company’s representative can open a bank account in Poland on your behalf under a power of attorney.

Which Bank in Poland Is Best for Opening a Card?

The choice depends on individual needs. If you need an account to store funds, consider banks with favorable deposit interest rates. If you plan to take a loan, compare credit offers from different banks.

Need Help Opening a Bank Account in Poland?

Book a free consultation where we will tell you about our services and discuss the details of further cooperation!